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Property Owners Insurance
Property Owners Insurance is designed to protect landlords against the risks associated with owning and letting commercial or residential property. Whether you own a single property or manage a large portfolio, this cover helps safeguard your investment against financial loss, legal liabilities, and unforeseen events.
Owning property brings ongoing responsibilities and potential exposures, from damage to buildings to claims made by tenants or members of the public. Property Owners Insurance provides peace of mind by offering comprehensive protection tailored to the type of property you own and how it is occupied.
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Cover may include:
Buildings Insurance
Cover for the physical structure of the property against insured risks such as fire, flood, storm, escape of water, vandalism, or accidental damage.
Loss of Rent
Protection against loss of rental income if the property becomes uninhabitable following an insured event, helping to maintain cash flow while repairs are carried out.
Property Owners’ Liability
Cover for your legal liability if a tenant, visitor, or third party suffers injury or property damage in connection with the ownership of the property.
Flexible Cover for Property Owners
We arrange Property Owners Insurance for a wide range of clients, from individual landlords to those with extensive commercial or residential portfolios. Our team works closely with specialist insurers to ensure your policy reflects the nature of your properties, tenancy arrangements, and risk profile, supported by ongoing advice and claims assistance when needed.
The information on this page is for general guidance only.
Cover availability, limits, exclusions, conditions and excesses vary by insurer and policy wording.
We will explain the relevant demands and needs, key features and significant exclusions before cover is arranged.