Business Interruption Insurance

Business Interruption Insurance is designed to help protect your business against loss of income and additional costs following an insured event that disrupts your normal operations. When damage or unforeseen circumstances prevent your business from trading as usual, the financial impact can be significant without the right protection in place.

This cover can help replace lost income and support ongoing expenses while your business recovers. In some cases, disruption may not occur at your own premises — damage to a key supplier or service provider can also have a direct impact on your ability to operate. Business Interruption Insurance can be arranged to reflect these wider dependencies.

Business Interruption Insurance may cover a range of losses and additional costs, including loss of revenue, wages and salaries, and increased expenses incurred to maintain operations. This can include the cost of renting alternative premises, hiring temporary staff, or sourcing equipment needed to continue trading.