Tradesman & Contractor Insurance

Tradesman & Contractor Insurance is designed to protect tradespeople and contractors against the everyday risks associated with working on-site, handling tools and equipment, and carrying out work for clients. Whether you operate as a sole trader or employ a team, this cover helps safeguard your business, your livelihood, and your reputation.

Construction and trade-related work can expose businesses to a wide range of risks, from accidental damage to third-party property to injury claims or losses arising from work in progress. This type of insurance can be tailored to reflect the nature of your trade, the size of your business, and the contracts you undertake.

This cover may include:

Public Liability

Protection against claims from third parties for injury or property damage arising from your business activities while working on-site or at client premises.

Employers’ Liability

Cover for your legal liability if an employee is injured or becomes ill as a result of their work, including associated legal costs and compensation.

Tools & Equipment

Cover for loss, theft, or damage to tools and equipment, whether on-site, in transit, or stored securely.

Contract Works

Protection for work in progress, including materials and partially completed projects, against loss or damage during the course of a contract.

Specialist Cover for the Construction Sector

We work with specialist insurers who understand the construction and trades sector, allowing us to arrange appropriate cover that meets industry standards and contractual requirements. Our team will ensure your policy accurately reflects your trade and provides the protection you need, backed by ongoing advice and claims support.

The information on this page is for general guidance only.
Cover availability, limits, exclusions, conditions and excesses vary by insurer and policy wording.
We will explain the relevant demands and needs, key features and significant exclusions before cover is arranged.

Call Us: 028 95 211 555